What credit cards are made so that you are instantly approved or denied?

October 19th, 2008 | by admin |

  1. 12 Responses to “What credit cards are made so that you are instantly approved or denied?”

  2. By Rich on Oct 20, 2008 | Reply

    is much harder to get a decent credit card if you had no credit history, try student load easier way for you to build up credit.

  3. By BellBelle on Oct 21, 2008 | Reply

    mostly all of them. they have systems where when your credit is pulled they automatically know how much they are going to give you.

    I would try Captial One or Providian

  4. By dixiehuny16 on Oct 23, 2008 | Reply

    If ur parents have good credit they can put u on one of there credit cards as an authorized signer and u never use it. If you leave it up there for a few months and then try and apply for one you will have good credit.

  5. By KnowItAll on Oct 25, 2008 | Reply

    Actually most of the companies allow you to apply online instantly. But you have to find the right card that you can apply for. To do this, goto the following site and find the card you want in student section and apply online. This site only has cards that you can apply and get a decision instantly. Good luck!

  6. By Arthur A on Oct 28, 2008 | Reply

    You can apply over the phone what ever bank card you wish. And mostly every credit card company, when giving your information to them can tell you in a matter of 5 min.s whether or not you’ve been approved or denied. At one time you waited about 3 weeks before you knew, through the mail. Good Luck!

  7. By Anjell on Oct 29, 2008 | Reply

    If you’re a student start with your existing bank. Visa and Mastercard have student card with no or low fee and interest rate featrues.

    Just have a look around.

  8. By crom84 on Oct 31, 2008 | Reply

    I think you should start listening to Dave Ramsey……

  9. By hdawn1977 on Nov 2, 2008 | Reply

    This is the site that I found the most helpful, they have a section for student cards. You can browse the cards and see which card has the best offer. Check out the interest rates and fees. I believe some of the student cards on this site also offer rewards. And yes most of the companies will tell you as soon as you finish filling out the online application if you’ve been approved or not. Good Luck!

  10. By M K on Nov 3, 2008 | Reply

    Citibank consumer credit cards approve instantly online, but I don’t know about the student card offers. Some student card issuers want to verify a student’s enrollment in a university. So therefore can not be approved instantly. You are better off choosing the student card with the features you like best.

  11. By Fla Frank on Nov 4, 2008 | Reply

    Most Banks allow you to apply on the spot just go inside the person entering the info should be able to tell you your credit limit instantly and it can,t hurt to fudge on your income a little bit.

  12. By michael y on Nov 6, 2008 | Reply

    I ran a search with Instantcreditprovider.com to filter out instant credit for students.
    Try:

  13. By saijuk on Nov 9, 2008 | Reply

    If you need to know if your credit card application has been approved/denied in a few hours, you need to apply for Instant Approval credit cards. You can find various such cards at

    You can also check credit cards for Bad Credit at These cards can help you build your credit.

    Credit card companies also offer credit cards specifically meant for students who are trying to build their credit. You may get a very low credit limit but if you pay off your balance on time, they will eventually raise the limit.

    Go to to see Student Credit Cards Offers. If you get denied, you may want to get a prepaid debit card for a few months to build your credit and then apply for a credit card. You can find and compare prepaid debit cards at

Sorry, comments for this entry are closed at this time.