What credit score is needed to get the best fixed rate for consolidating accounts?

May 31st, 2008 | by admin |

  1. 4 Responses to “What credit score is needed to get the best fixed rate for consolidating accounts?”

  2. By gtofinancial.tomvoli on Jun 4, 2008 | Reply

    There are ways to improve the score within a week and position the file for a better rate than you will get with that score.

    I write a blog and covered this. Check it out.

  3. By Mariposa on Jun 7, 2008 | Reply

    Prime rates usually begin at 700, definetly at 720 or better. Listed below is a link to a free site which helps people fix their own credit and has sample letters to give to creditors. Keep paying your balances down, you want to use less than 30% of your available credit. Good luck!

  4. By Scot184 on Jun 9, 2008 | Reply

    720 is definitely the highest tier as far as credit tiering goes.

    597-607 scores are pretty awful. They rate them as A-, but that’s just the credit industry’s way of trying to convince everyone that they have some form of A level credit.

    I personally wouldn’t even think about touching a mortgage, or getting a new mortgage with scores that low. If you do, you’re just throwing away money.

    Check out my credit section on my site for ways to improve your scores, and for ways to avoid lowering your credit scores even further.

    Educate yourself at

  5. By faithful_raj on Jun 13, 2008 | Reply

    Ok that is enough…but better you get a lander to get the offer

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