What does your credit score start out as?

May 10th, 2008 | by admin |

  1. 3 Responses to “What does your credit score start out as?”

  2. By R T on May 11, 2008 | Reply

    Usually you don’t get a credit score without about a year of history. So, you may not even have a score at this point.

  3. By Iknowthis! on May 11, 2008 | Reply

    Happy Birthday. Just always remember it is easier to get credit with no credit, like now, then if you jack up your credit and have bad credit. Until you have accounts reporting you may not have a score and I see that regularly when people pull their credit reports. There are several factors that make up your credit score and Fair Isaacs Corp which came up with the FICO score is the most widely used scoring system. I’ll put a link below instead of rewriting it all out.

  4. By hello555 on May 11, 2008 | Reply

    it starts off as nothing. If you get negative info it starts at 300 and up.
    when you create credit for about 3 months you will get a score. After about 6 months it will create a history report of statistics, only for getting more credit(you will not see this).Credit depends on many things, 1 credit card on a blank credit can get you a 700 it doesnt mean banks will trust you. It takes time and accounts being paid back.

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